Partnership Proposal
Prepared for you
Deal-flow partnership · 2026

Commission structure

Start at 30 / 50. Climb to 40 / 70.
You set the pace.

You get warm, refinance-ready opportunities delivered into your pipeline — 30 term + 30 bridging a month to start, more as you grow — and we run all the admin behind you. Your rate isn't fixed: it rises with your production, from our opening split to your target, one tier at a time.

The ladder

One status, earned on a rolling quarter. Move up, and both your rates rise together.

GUMO leads: 30% → 40%  ·  Self-generated: 50% → 70% — you never start below today's offer, and the top is your number.

Your earnings climb with you

Same ladder, bigger numbers — your rate rises and your volume rises together. Example on delivered leads at ~£11.3k gross income per completed deal.

Tier 1 · Access
You — 30%
£81k/yr
~24 completed deals / yr
as you climb
Tier 4 · Partner
You — 40%
£432k/yr
~96 completed deals / yr

At the top you're doing ~4× the deals and earning a higher rate on each — so your take grows over 5×, from ~£81k to ~£432k. Every step up is worth more than the last.

How you move up — and what we do

Fair, simple, and weighted to reward real production. We carry the rest.

Work the leads

To climb, contact 90% of delivered opportunities within 5 working days and log the outcome — one click in the CRM. Warm leads, worked promptly, convert.

Hold your tier

Once you reach a tier you keep it the next quarter even on a slow month — highest tier in the trailing two quarters. Climb sticks; no yo-yo.

Your own deals too

Bring your own business and keep 50% → 70% on the same ladder. The top self-gen rate unlocks at Partner tier — so it rewards genuine all-round production.

We run everything

Full admin, packaging, lender sourcing, AVM, deal packs and processing — all done for you. You focus on the conversation and the close.

Your first year — a worked example

A realistic ramp: a quiet patch early, then you find your feet. Notice you only ever step up.

Quarter 1
7
completions
Access
30% / 50%
£23,625
Dip
Quarter 2
5
completions
Access
30% / 50%
£16,875
Level up
Quarter 3
8
completions
Core
33% / 57%
£29,700
Quarter 4
15
completions
Core
33% / 57%
£55,688
35 completions across the year · climbed Access → Core, never knocked back
≈ £126,000 to you

The Quarter 2 dip (7 → 5) sits inside Access, so nothing changes. And once you've reached a higher tier, the “highest tier in the trailing two quarters” rule holds it through a single slow quarter — you'd only ever step down after two weak quarters in a row. You're never punished for one off month. Figures at ~£11,250 gross income per completed deal; own-deal income would add on top.

Model it yourself

Set your assumptions and conversion rate — see where you land and what it's worth.

Live earnings model

Set your numbers — see what you earn
£
%
%
Conversion rate on delivered leads10%
2%Realistic 5–12%25%
Your tier
Core
— completions / qtr
You earn
£0
£0 / quarter
TierCompletions / qtrGUMOSelf-gen You / yr*

*Illustrative annual GUMO-lead earnings at each tier's typical volume, using the assumptions above. Your own-deal earnings are added on top in the model. Figures are estimates for discussion — actual proc fees, conversion and loan sizes vary deal to deal.

Start today at 30 / 50. The rest is up to you.
Hank Zarihs Associates · powered by GUMO